Participating Life Insurance

Participating life insurance is permanent life insurance which includes basic coverage whose premium, cash surrender value and death benefit are fully guaranteed. You could also receive dividends each year.

Based on your choice, these dividends can be applied to one of the following four dividend options: Paid-up additions (PUA), Annual premium reduction, Payable in cash or Deposit with interest. You can modify the option you have selected at any time, based on the evolution of your needs.

It’s the ideal solution if:

• You want to leave a larger estate to your loved ones and, if needed, benefit from liquidity for your retirement
• You want to offer your children or grandchildren a solid financial foundation
• You are a business owner looking for life insurance coverage which generates growth