Insurance

Insurance is a means of protection from financial loss. It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss. An entity which provides insurance is known as an insurer, an insurance company, an insurance carrier or an underwriter.

The decision to get insurance depends on your circumstances and your stage in life, such as:

• Moving in with your partner,
• Starting a family
• Buying a home or renting a home or an apartment
• Starting a business
• Buying a new vehicle
• Taking a loan or getting a credit card

Insurance can protect you and your loved ones from financial loss or hardship. Insurance can help cover costs if something unexpected happens to:

• You or your family
• Your vehicle
• Your home
• Your belongings
• Your job